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    Midstate Mutual Insurance Company
    Legal

    Privacy Policy

    Your privacy is important to us. Learn how we collect, use, and protect your information.

    Last Updated: January 2026

    Introduction

    Midstate Mutual Insurance Company ("we," "our," or "us") is committed to protecting the privacy of our policyholders, agents, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or interact with our services.

    Information We Collect

    Information You Provide

    We may collect information that you voluntarily provide, including:

    • Contact information (name, address, email, phone number)
    • Policy-related information for claims or service requests
    • Information submitted through forms on our website
    • Communications you send to us

    Automatically Collected Information

    When you visit our website, we may automatically collect:

    • IP address and browser type
    • Device information
    • Pages visited and time spent on pages
    • Referring website information
    • Cookies and similar tracking technologies

    How We Use Your Information

    We use the information we collect to:

    • Process and manage insurance policies and claims
    • Communicate with you about your policy or our services
    • Respond to your inquiries and requests
    • Improve our website and services
    • Comply with legal and regulatory requirements
    • Detect and prevent fraud

    Information Sharing

    We may share your information with:

    • Independent Agents: To service your policy and provide quotes
    • Service Providers: Third parties who assist in our operations
    • Reinsurers: As necessary for reinsurance purposes
    • Legal Authorities: When required by law or to protect our rights
    • Industry Organizations: For fraud prevention and industry reporting

    We do not sell your personal information to third parties for marketing purposes.

    Cookies and Tracking Technologies

    Our website uses cookies and similar technologies to enhance your browsing experience, analyze website traffic, and understand how visitors interact with our site. You can control cookie settings through your browser preferences.

    Data Security

    We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

    Your Rights

    Depending on your location, you may have certain rights regarding your personal information, including:

    • The right to access your personal information
    • The right to correct inaccurate information
    • The right to request deletion of your information
    • The right to opt out of certain data processing

    To exercise these rights, please contact us using the information provided below.

    Children's Privacy

    Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

    Third-Party Links

    Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

    Changes to This Policy

    We may update this Privacy Policy from time to time. The updated policy will be posted on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

    Contact Us

    If you have questions about this Privacy Policy or our privacy practices, please contact us:

    Midstate Mutual Insurance Company
    5612 State Route 34 South
    Auburn, NY 13021
    Phone: 1-800-826-8520
    Email: midstate@midstatemutual.com

    New York Privacy Notice

    As an insurance company licensed in New York State, we comply with all applicable New York insurance privacy regulations, including the New York Department of Financial Services cybersecurity regulations (23 NYCRR 500).