Business Insurance
Tailored protection for the businesses and entrepreneurs that drive our local community.
If you own a business, you need to protect it and yourself with the appropriate insurance product, period. Midstate has a variety of commercial products for our independent agents to market to people who depend on solid insurance coverage when they need it most.
Businesses We Commonly Insure
- Mercantile Risks
- Apartment and Office Buildings
- Restaurants
- Artisan Contractors
- Mobile Home Parks
- Motels
Other businesses can also be considered. All of our commercial programs offer a variety of options and discounts so you get exactly what you need at a competitive price.
Find an AgentOur Business Insurance Products
Choose protection tailored to the property, liability, and operational risks your business faces.
Mercantile
Coverage for retail stores, shops, and other mercantile businesses.
Apartment Buildings
Protection for apartment complexes and multi-family dwellings.
Restaurants
Specialized coverage for restaurants, cafes, and food service businesses.
Office Buildings
Commercial property coverage for office spaces and professional buildings.
Motels
Protection for motel and small lodging operations.
Artisan Contractors
Liability and property coverage for skilled tradespeople and contractors.
Cyber Suite Coverage
In today's world, organizations rely on networked computer systems and the data they store to operate their business and serve their customers. Such dependence on information technology has created significant risks and vulnerabilities.
Cyber Suite provides multiple layers of protection to help defend against cyber attacks, offering insurance protection extending to a variety of threats, with claims experts ready to respond quickly when an incident occurs.
Coverage Includes:
Employment Practices Liability
Tens of thousands of new employment discrimination claims are filed each year against businesses of all sizes. When an employer receives a discrimination claim, it can be a difficult process for business owners and managers to understand. An EPL policy gives businesses peace of mind knowing they have significant financial protection in place.
This program has been specially designed to offer quality protection and affordable premiums for small to mid-sized businesses. It covers both liability and defense for claims of any actual or alleged discrimination, retaliation, sexual harassment, wrongful termination, and other employment-related issues.
Coverage Includes:
Protect Your Business Today
Enter your zip code or city to find an agent who can tell you more about our Business Insurance programs.